Do you want to live in Dubai? You’re not by yourself. Dubai has emerged as a major destination for international citizens wishing to settle down because of its stunning skyline, tax-free income, first-rate amenities, and family-friendly way of life. However, what are the real requirements for relocating there, particularly if you intend to buy real estate and bring your family?
This blog post explains how to fulfil your dream of living in Dubai, including the procedures, available visas, property regulations, and more.
Why Choose Dubai for Family Living?
Glitz and glitter aren’t the only thing Dubai has to offer. It features a first-rate private healthcare system, a top-notch educational system, is ideally situated for international travel, and is among the safest cities in the world. Regardless of the size of your family—two or six—Dubai offers the amenities and way of life to make everyone feel welcome.
Read Also: Dubai Work Visa – Types & Benefits
Step 1: Choose the Right Residency Visa
Make sure you have the legal permission to reside in Dubai before you leave. If you intend to purchase real estate, the following are the most popular residence options:
Property Investor Visa (2-Year)
- AED 1 million is the minimum value of the property.
- Ownership Requirement: The property must be in a freehold location and be completely finished.
- Proof of a minimum monthly income of AED 10,000 is required.
- Benefits of this visa include the possibility to sponsor your family and a two-year renewable residency period.
UAE Golden Visa (5-Year Residency)
- Minimum Property Value: AED 2 million (can be mortgaged through selected banks).
- Perks:
- Residency for five years, renewable
- The ability to sponsor your spouse and kids, no matter how old they are
- In the UAE, there is no minimum stay requirement.
- The ability to remain abroad for more than 180 days without losing your visa
- Pro Tip: For those who can afford it, the Golden Visa is a great long-term choice because it provides greater stability and flexibility.
Step 2: Sponsoring Your Family to Live With You
After securing your residency in Dubai, you can sponsor your spouse and children under the following conditions:
- Minimum Salary: AED 4,000 per month or AED 3,000 plus accommodation.
- Documents Required:
- Attested marriage certificate
- Birth certificates for children
- Tenancy contract or property title deed
- Health insurance coverage
- Medical test results (for applicants aged 18 and above)
- Family Visa Duration: Family visas are typically granted for 1 to 3 years, depending on the type of residency visa you hold.
Step 3: Purchasing a Home in Dubai
In Dubai, property owned by foreigners is permitted; however, it must be in one of the approved freehold zones, like:
- Dubai Marina
- Downtown Dubai
- Palm Jumeirah
- Jumeirah Village Circle
Key Considerations:
- No Income Tax: You can enjoy tax-free rental income from the property.
- Upfront Costs:
- Property Registration Fee: 4% of the property value.
- Real Estate Agency Fees: Approximately 2%.
- Mortgage Down Payment: At least 50% if you are purchasing with a loan.
- Financing Options: Foreigners can obtain mortgages from UAE banks, but they must have a legal residency status and a minimum down payment of 25–30%.
- Hot Tip: To prevent frauds, it is advised to deal with a reputable real estate agent and a property lawyer to manage the paperwork and make sure everything is clear.
Step 4: Understand the Cost of Living in Dubai
Dubai’s cost of living varies based on lifestyle and family size, even though earnings are tax-free. A general breakdown for a family of four is as follows:
| Expense Category | Estimated Monthly Cost (Family of 4) |
|---|---|
| Rent (2–3 bed) | AED 5,000–10,000 |
| School Fees | AED 2,000–5,000+ |
| Groceries | AED 1,500–2,500 |
| Utilities | AED 500–1,000 |
| Transport | AED 500–1,200 |
| Entertainment | AED 1,000–2,000 |
Suburban communities like JVC, Al Nahda, or Dubai Silicon Oasis provide more reasonably priced housing options if you’re trying to cut costs.
Step 5: Enroll Kids in Great Schools
There are many excellent schools in Dubai that provide a variety of curricula, such as American, British, Indian, and IB. Many of these schools offer bilingual instruction and first-rate facilities. Popular schools tend to fill up quickly, so be sure to apply early.
Step 6: Make the Move Smooth
For a smooth relocation process, take the following steps:
- To manage your money and payments in the UAE, you must open a UAE bank account.
- Establish Health Insurance: Make sure that an appropriate health insurance plan covers your entire family.
- Apply for an Emirates ID. This ID is necessary for everything, including utility setup and home rental.
- Join Local Community Groups and Expat Forums: These groups are excellent for networking with people who have previously moved, getting support, and getting advice.
Frequently Asked Questions
Can I bring my spouse and kids immediately?
Yes, once your residence is approved, you can sponsor them. You’ll need proof of income, accommodation, and proper documentation.
Can my spouse work in Dubai?
Yes, but they’ll need to secure a job and apply for a work permit through their employer.
